Life Cover That Understands
Your Chronic Journey
Cover up to R20 million for HIV, Diabetes, High Cholesterol and Blood Pressure, and Asthma.
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Insurance that cares for you
every step of the way.
Healthy choices deserve better cover. Get life insurance tailored to your chronic condition with up to R20 million in cover.
Instant Savings
Get reduced premium rates of up to 60% from day one.
Better Benefits
Smart Underwriting
Your cover can increase in line with your annual health management.
You’re in control.
Health Integration
Seamlessly connect with Dis-Chem’s health ecosystem and get rewarded for healthy choices.
Your cover. Your health. Your rewards.
Chronic conditions we cover
Empowering you to live well by offering comprehensive life insurance for people with chronic illnesses like HIV & Diabetes, through great benefits and support for healthy habits.
Hypertension
Comprehensive coverage with blood pressure management support.

Diabetes
Protection that adapts to your glucose management journey.

HIV
Reliable coverage with medication adherence benefits.

Hypercholesterolemia
Support for cholesterol management with regular monitoring.

Asthma
Protection that adapts to your glucose management journey.
Hypertension
Comprehensive coverage with blood pressure management support.

Diabetes
Protection that adapts to your glucose management journey.

HIV
Reliable coverage with medication adherence benefits.

Hypercholesterolemia
Support for cholesterol management with regular monitoring.

Asthma
Protection that adapts to your glucose management journey.
Advanced Protection
Access to a Life, Disability, and Critical Illness Cover.
Comprehensive Cover
Get cover of up to R20 Million.
Seamless Activation
Apply online, visit a Dis-Chem clinic to unlock.
Flexible Payouts
Choose a lump sum or ongoing payments.
Rewarding Healthy Choices
Cover adjusts to your healthy choices, supported by Dis-Chem’s nationwide health ecosystem.
How to get started
Sign up in minutes
and get covered. Today.
1
Quick and Easy Sign-Up
Get covered in just a few clicks! Activate online, on a call or in-person.
2
Start Saving Right Away
Unlock Cover discount, giving you 20% – 100% off Better Rewards brands.
3
Increase Your Benefits
Pop in for a quick complementary HealthCheck at any Dis-Chem store.
4
Manage Your Health
Stay on track with your chronic medication at Dis-Chem
and keep enjoying reduced rates.
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Frequently asked questions
Why should I choose Dis-Chem Life?
Dis-Chem Life offers tailored protection for everyone, whether you’re healthy or managing a chronic condition, with unique benefits like up to 500% payouts for certain illnesses such as cancer. Our AI-powered application makes getting covered quick, effortless, and affordable. Plus, Dis-Chem’s Better Rewards provides up to 100% off 140+ of SA’s most-loved brands and includes a complimentary annual HealthCheck. Beyond insurance, Dis-Chem partners with you on your health journey, offering expert support through clinics, pharmacists, and wellness professionals. Protect your future with better cover, value, and support today!
Can I get cover if I have a Chronic Condition?
Absolutely! Dis-Chem Life has introduced life insurance designed for individuals with chronic conditions. Our policies are built to provide comprehensive coverage while keeping premiums affordable. No matter your health status, we’re here to provide you with peace of mind. Call us back to discuss your personalized options.
Can I really get up to 100% off with Dis-Chem Better Rewards?
Yes! With Dis-Chem Better Rewards, you can get discounts of up to 100% on 140+ of SA’s most-loved brand. These rewards are designed to help you save more while staying healthy. As a Dis-Chem Life policyholder, you’ll also receive a complimentary annual HealthCheck, making it even easier to prioritize your well-being. Speak to one of our experts today to find out how you can unlock these amazing benefits and more!
Dis-Chem Life offers tailored protection for everyone, whether you’re healthy or managing a chronic condition, with unique benefits like up to 500% payouts for certain illnesses such as cancer. Our AI-powered application makes getting covered quick, effortless, and affordable. Plus, Dis-Chem’s Better Rewards provides up to 100% off 140+ of SA’s most-loved brands and includes a complimentary annual HealthCheck. Beyond insurance, Dis-Chem partners with you on your health journey, offering expert support through clinics, pharmacists, and wellness professionals. Protect your future with better cover, value, and support today!Absolutely! Dis-Chem Life has introduced life insurance designed for individuals with chronic conditions. Our policies are built to provide comprehensive coverage while keeping premiums affordable. No matter your health status, we’re here to provide you with peace of mind. Call us back to discuss your personalized options.Yes! With Dis-Chem Better Rewards, you can get discounts of up to 100% on 140+ of SA’s most-loved brand. These rewards are designed to help you save more while staying healthy. As a Dis-Chem Life policyholder, you’ll also receive a complimentary annual HealthCheck, making it even easier to prioritize your well-being. Speak to one of our experts today to find out how you can unlock these amazing benefits and more!