Smart. Simple. Convenient.

Better health deserves better protection – get covered in minutes.

Your Life Cover Options.
Personal Life Cover

Affordable, comprehensive, and hassle-free life cover designed to protect your family when it matters most. Get a quick quote, choose flexible options, and be insured in minutes. No paperwork required.

Up to R10 million protection.
Critical Illness Cover

Protect yourself and your family with unlimited independent payouts against cancer, strokes, and heart attacks. With payouts of up to 500%* for severe illnesses and global rare disease coverage, you get powerful benefits when you need them most.

Up to R6 million cover.
Disability Cover

A lump-sum cash payment to help clear your debts and replace future lost income if disability changes your life. With guaranteed 100% payouts on all valid claims and automatic conversion to Critical Illness Cover, you’re protected no matter what comes next.

Up to R30 million lump-sum payout.
Income Protection

If a disability prevents you from working, your income shouldn’t disappear with it. Replace your monthly earnings right through to retirement with up to R250 000 per month*, so you can focus on recovery while your finances stay on track.

Secure your income. Secure your future.
Education Protection

When you die, your child’s dreams don’t have to die with you. Secure their education from crèche through to Masters, PhDs, and top global institutions like Harvard. With direct school payments and generous allowances for uniforms and books.

Their dreams live on. Even if you don't.

Living with a chronic condition shouldn’t hold you back.

Better Health,
Better Rewards.
Five Health Ratings, Endless Rewards
*Discounts depend on your total qualifying insurance premium
Annual HealthCheck at no extra cost.
We’re with you on your health journey.
Your Better Rewards
discount just got better!

Enjoy 20% to 100% off on SA's most-loved brands

Better Rewards just got better
How to get started

Sign up in minutes
and get covered. Today.

1

Quick and Easy Sign-Up

Get covered in just a few clicks! Activate online, on a call or in-person.

2

Start Saving Right Away

Enjoy 20% to 100% off on SA's most-loved Better Rewards brands.

3

Increase Your Benefits

Pop in for a quick complementary HealthCheck at any Dis-Chem store.