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Rewarding cover from only R99pm*.

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Better Cover

Get personalised cover, whether you’re healthy or managing a chronic condition.

Get flexible life cover, combined critical illness payouts of up to 500%, premium discounts on chronic conditions and up to 250% cover boosts on your funeral cover amount.

Bigger premium = bigger discounts!
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Manage Your Health
Get a free annual HealthCheck at any Dis-Chem clinic.
Better health = bigger discounts!
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Save Instantly
Flash your Dis-Chem Benefit Card in-store or shop online for instant discounts.
Save up to 100% or up to R3,000 every month, on thousands of everyday essentials.
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More Cover with Dis-Chem Life, more Rewards with extraRewards.
Join Dis-Chem Life today and unlock savings on your extraRewards account.
Life Cover
Protect your loved ones financially when you’re no longer around.
From
R99 pm
Funeral Cover
Protect you and 20 family members. Valid claims paid from 4 – 48 hours.
From
R49 pm
Critical Illness Cover
Get a payout if you’re diagnosed 
with a serious illness like cancer, 
heart attack, or stroke.
From
R99 pm
Disability Cover
Get a single lump sum cash payout to help settle debts and cover future income.
From
R79 pm
Income Protection
Replaces your monthly income until retirement if you become disabled and unable to work.
From
R109 pm
Grocery Protector
Secure your family’s food and 
groceries needs.
From
R51 pm
Education Protector

Protect your loved ones financially when you’re no longer around. 

From
R61 pm
Life Cover
Protect your loved ones financially when you’re no longer around.
From
R99 pm
Critical Illness Cover
Get a payout if you’re diagnosed 
with a serious illness like cancer, 
heart attack, or stroke.
From
R99 pm
Disability Cover
Get a single lump sum cash payout to help settle debts and cover future income.
From
R79 pm
Income Protection
Replaces your monthly income until retirement if you become disabled and unable to work.
From
R109 pm
Funeral Cover
Protect you and 20 family members. Valid claims paid from 4 – 48 hours.
From
R49 pm
Grocery Protector
Secure your family’s food and 
groceries needs.
From
R51 pm
Education Protector
Protect your loved ones financially when you’re no longer around.
From
R61 pm

Get up to 100% off*

your everyday must-haves.

That’s up to R3000, every month.

Get up to 100% off
your everyday must-haves.

That’s up to R3000, every month.

Dis-Chem Life gave me better cover that saved me a fortune every month!
Thabo M.Financial Analyst
Dis-Chem Life gave me peace of mind even with my chronic condition. Finally, affordable cover for people like me!
Sipho N.Accountant
I never thought I’d qualify for life insurance with my health issues, but Dis-Chem Life made it possible. Truly life-changing!
Ayesha K.Small Business Owner
As a parent, knowing my children’s education is protected no matter what happens gives me comfort I can’t put a price on.
James T.Lecturer
I didn’t think life insurance could actually save me money, but with Dis-Chem extraRewards, I’m spending less on things I buy every day. It’s been such a nice bonus!
Jessica N.Sales Consultant
Frequently asked questions
Dis-Chem Life offers tailored protection for everyone, whether you’re healthy or managing a chronic condition, with unique benefits like up to 500% payouts for certain illnesses such as cancer. Our AI-powered application makes getting covered quick, effortless, and affordable. Plus, Dis-Chem’s extraRewards program provides up to 100% back on thousands of everyday essentials and includes a complimentary annual HealthCheck. Beyond insurance, Dis-Chem partners with you on your health journey, offering expert support through clinics, pharmacists, and wellness professionals. Protect your future with better cover, value, and support today!
Absolutely! Dis-Chem Life has introduced life insurance designed for individuals with chronic conditions. Our policies are built to provide comprehensive coverage while keeping premiums affordable. No matter your health status, we’re here to provide you with peace of mind. Call us back to discuss your personalized options.
Yes! With Dis-Chem extraRewards, you can get discounts of up to 100% on thousands of everyday essentials when you shop at Dis-Chem. These rewards are designed to help you save more while staying healthy. As a Dis-Chem Life policyholder, you’ll also receive a complimentary annual HealthCheck, making it even easier to prioritize your well-being. Speak to one of our experts today to find out how you can unlock these amazing benefits and more!
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Start your rewarding health journey today. With Dis-Chem Life, every step counts – no matter where you begin. Visit any of our 330+ stores or join online now.

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