Chronic Life Cover

Up to R10 million life cover*

For people with a well-managed condition like HIV, diabetes, hypertension, asthma or high cholesterol.

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Underwritten by Guardrisk Life Limited

Great
rewards

Affordable
premiums

Chronic conditions we cover

Empowering you to live well by offering comprehensive life insurance for people with chronic illnesses like HIV & Diabetes, through great benefits and support for healthy habits.

Hypertension

Comprehensive coverage with blood pressure management support.

Diabetes

Protection that adapts to your glucose management journey.

HIV

Reliable coverage with medication adherence benefits.

Hypercholesterolemia

Support for cholesterol management with regular monitoring.

Asthma

Protection that adapts to your glucose management journey.

As someone with a chronic condition, I never thought I'd find life insurance tailored to my needs. Dis-Chem Life not only made it possible but also rewarded me for managing my health.

I signed up online, went for a quick health check at a Dis-Chem clinic (for free by the way), and that was it.

Dis-Chem Life’s chronic insurance product has been a blessing for my family. Managing a condition like Hypercholesterolemia isn’t easy, but knowing I’m protected while being rewarded for my efforts motivates me to stay healthy. It’s life-changing!

When I was diagnosed with a chronic illness, I assumed life insurance was off the table. Dis-Chem Life proved me wrong with their tailored coverage and fair premiums. It’s empowering to know my health doesn’t define my worth in their eyes.

Frequently asked questions

What makes Dis-Chem Life’s Chronic Cover different from traditional life insurance?

Dis-Chem Life’s Chronic Cover is specifically designed to provide affordable life insurance for individuals living with chronic conditions. Unlike traditional insurers that may charge higher premiums or exclude coverage, we offer tailored protection that recognizes your health management efforts, rewarding you with discounted cover for staying on track with your health goals.

Can I qualify for Chronic Cover if I have multiple chronic conditions?

Yes! Dis-Chem Life’s Chronic Cover is designed to accommodate individuals with one or multiple chronic conditions. Our innovative approach ensures fair premiums and comprehensive coverage, empowering you to protect your loved ones while managing your health effectively. Chat to one of our representatives today to help you get started.

How does Dis-Chem Life reward me for managing my chronic condition?

We believe in supporting and encouraging healthy living. With Chronic Cover, you can benefit from our health plus program, which offers incentives such as discounted cover for maintaining good health, adhering to treatment plans, and completing regular health checks. These rewards are our way of helping you live a better, healthier life.

We’re here to help.

Start your rewarding health journey today. With Dis-Chem Life, every step counts – no matter where you begin. Visit any of our 330+ stores or join online now.