Critical Illness Cover

Up to 200% critical illness payouts

from just R99 pm*

+ Rare disease & global treatment cover
+ Market-leading cancer relapse benefits
+ Cover for over 200 illnesses including heart attack, stroke & major cancers

Get your free quote

Takes minutes. For SA citizens 18–65.

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Underwritten by Guardrisk Life Limited

Rewarding cover for critical illness

Cancer Survival Benefit

Get rewarded for beating cancer - market exclusive with an additional 50% pay-out.

Get a free quote in 30 seconds!

Up to 200% payout

No competitor offers 200% payouts, survival rewards, global access, and Dis-Chem’s integrated pharmacy benefits.

Start your health journey today!

Better Value

Unlock up to 100% discounts on your monthly purchases with extraRewards. Plus, an annual HealthCheck, at no cost to yourself!

Get so much more with Dis-Chem Life!

Frequently asked questions

Why should I choose Dis-Chem Life?

Dis-Chem Life offers tailored protection for everyone, whether you’re healthy or managing a chronic condition, with unique benefits like up to 200% payouts for certain illnesses such as cancer.

Our AI-powered application makes getting covered quick, effortless, and affordable. Plus, Dis-Chem’s Better Rewards programme provides up to 100% back on 140+ of SA’s most-loved brands and includes a complimentary annual HealthCheck.

Beyond insurance, Dis-Chem partners with you on your health journey, offering expert support through clinics, pharmacists, and wellness professionals. Protect your future with better cover, value, and support today!

What does critical illness coverage cover?

Dis-Chem Life’s Critical Illness Cover protects you against serious illnesses like cancer, heart disease, and stroke, as well as rare diseases and other major health conditions, with payouts of up to 200%. It also gives extra support through benefits for cancer relapses, overseas treatment, and the Dis-Chem health and rewards ecosystem, all at affordable premiums.

Can I really get up to 100% off with Dis-Chem Better Rewards?

Yes! With Dis-Chem Better Rewards, you can get discounts of up to 100% 140+ of SA’s most-loved brands when you shop at Dis-Chem. These rewards are designed to help you save more while staying healthy. As a Dis-Chem Life policyholder, you’ll also receive a complimentary annual HealthCheck, making it even easier to prioritize your well-being.

Speak to one of our experts today to find out how you can unlock these amazing benefits and more!

Speak to an
in-store advisor

Sometimes it helps to talk it through face to face. Our in-store advisors can answer your questions, compare your options, and help you choose with confidence. Visit any of our 330+ and ask for an in-store advisor or make an enquiry at the customer care desk.